Founded by US Army special forces veteran Bobby Curley nearly a decade ago, NQTA aims to sustain and work towards trail development, maintenance, utilization, and improvements. This includes, but is not limited to:

  • The restoration, maintenance, and expansion of trails in the North Quabbin and Central Massachusetts regions.
  • The proper education & safety in areas of trail maintenance & construction.
  • Provide information and education to increase utilization of our local trails.
  • Provide support for the under-served communities in our area to help them access our local trails with a goal of access for all.

For Membership Donations, please visit our Membership page. For information on Qualified Charitable Distributions, please see the QCD information at the bottom of this page. For general donations, please use this form and either choose a donation amount or choose custom amount to set your own amount.

Qualified Charitable Distributions (QCDs) from Traditional IRAs

If you are 70-1/2 years old or older, you are eligible to donate to non-profits like NTQA up to $100,000 annually from your traditional IRA.

This process is called the Qualified Charitable Distribution (QCD) and has become very popular in the past few years as a tax saving strategy, especially since the standard deduction was greatly increased by the Tax Cuts and Jobs Act of 2017, making it much more difficult to obtain a tax break for donations to charity.

Below is some information about the QCD strategy:

  • Your IRA administrator must make the distribution from your IRA directly to the charity – some financial institutions have created IRA checkbooks to make this process easier for clients.
  • The QCD distributions can count towards your Required Minimum Distributions (RMDs) which means that the tax savings would occur on the tax return. For example, if you are in the 22% incremental tax bracket and you donate $1,000 of your RMD via QCD to charity, you will save $220 in Federal tax.
  • The reduction in your income (created by the QCD) reduces your AGI which might then also (depending on your particular income scenario) conceivably reduce the taxability of your social security benefits and also your medicare premiums.
  • Traditional IRAs will not even escape taxation to your beneficiaries and recent legislation now requires beneficiaries to withdraw monies from an inherited IRA over a shorter time period, thus making the distributions possibly taxed at a higher rate than previously – anytime, money can be withdrawn from an IRA tax-free (as with the QCD strategy), it is a good idea!

We suggest that you consult with your financial planner and tax consultant to determine if the QCD is a good strategy for you.

NQTA is a 501(c)(3) nonprofit organization.